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Oct 3, 20233 min read

Property Damage Lawyers: How Do They Handle Complex Cases ?

The process of filing for a claim for damage to property could be a very complex and challenging task for the property owners. To understand various steps involved and potential obstacles which may arise is important to ensure a smooth and successful process.


In order to initiate the claims process, property owners would have to immediately report the damage to the property to their respective insurance company. It is important to report detailed information about the incident, including the cause of damage, the date and time the damage occurred and description of the affected property.


After filing the claim the property owner would have had to support his claim by producing supporting documents such as photos or video of the damaged property, receipt for repair or any other related report.


Afterwards the insurance company would evaluate the claim which could be a complex and challenging process for the owner of the property. Dealing with this entire procedure including having a thorough knowledge of the policies of the company and respective insurance law as well as holding negotiations with the company could be a daunting task. In such a situation the owner of the property may find himself or herself in a position where the assistance of an experienced advocate is necessary. As a damage lawyer understands the insurance law as well as the complexities involved with the entire process, his guidance and assistance would be important.

Why Should One Hire Property Damage Lawyers?


Generally, lawyers dealing with property damage get involved with the case when the claim is not being handled by the insurance company in a fair manner. Examples of this include-

  • Delayed payment - When the insurer takes longer than the statutory 90 days from the date of filing the claim to make a payment or deny the claim.

  • Underpaying - Insurers when fail to offer reasonable settlement for the amount of funds in the cases of actual property damage claimed and damaged.

  • Denial of valid claims - When a claim in accordance with the terms and conditions of the policy’s terms is denied.

Most of the claims for insurance are settled fairly and timely. When an insurance claim is particularly large or complicated much is at risk for both the parties. In such situations it is important to know that you can and must benefit from proper legal support from a on your side.


Appointing a property damage lawyer for legal assistance in the following scenarios:

  • For a dispute when the adjuster on the behalf of the insurance company does not provide the full extent of damages to your property

  • When the claim is complicated or complex;

  • For situations where it is hard to determine fault and the damages required to be addressed according to the conditions of the policy in the circumstances or time the damage was caused.

On the above mentioned situations or any other occasion, having a lawyer to assist you would increase your chances of achieving a favorable and fair outcome.


How a Property Damage Lawyer Can Help

  • In the cases of insurance disputes, the playing field is not evenly matched as the insurance companies would have professionals on their side all the time. Also, insurance companies have teams of experienced lawyers who are aware of the rules and loopholes in such claims.

  • The insurance companies would also have these people who know the conditions and exclusions of the 100 pages in the policy, as well as also know how to underpay, delay, or completely absolve themselves from all responsibility.

  • Having an experienced legal counsel on your side would balance the scales. An experienced lawyer would be able to tell you when to refuse a settlement offer and would also understand the nuances and conditions as well as be aware of the counter arguments you should give for every unfavorable statement of the insurance company

Conclusion


In times of crisis and uncertainty, a property damage lawyer plays an important role in helping you restore balance and rebuild your life. With an in depth knowledge of the legal provisions, a lawyer for property would be able to guide you against the loopholes which an insurance company or your opponent may use to get out the responsibility to pay for the damages caused. Therefore, whenever you are facing a problem related to property, it is advised that you contact an experienced land lawyer first before taking any decision.


Lead India offers you a team of experienced advocates who have been successfully handling cases related to property matters and can assist you with the same. Hence, in case you wish to talk to a lawyer or seek free legal advice online, you may contact us.


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